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Valuable Links

Free Credit Report
This website allows you to get your Free Credit Report. There are three credit report-
ing companies: Equifax, Experian, and TransUnion.  You are allowed to get one free report from each company once a year.  Remember that your report is FREE; you
don't have to accept any of the paid services to get it.

  Stop Unsolicited Credit Card Offers
This website lets you opt out of receiving unsolicited credit card and insurance offers
that come in the mail.  You have two choices: You can fill out the form online and
opt out for 5 years, or you can print out a letter from the site and mail it in to be
permanently removed.
  National Do Not Call Registry
This website is a government site that allows you to stop those annoying phone calls from telemarketers.  You will see a dramatic decline in the calls you receive.
(Political, charity, and telephone survey calls are exempt from the list.)
Fair Credit Reporting Act
This link takes you to The Fair Credit Reporting Act (FCRA) that was enacted in 1970.  It regulates the collection, dissemination, and use of consumer credit information.  This statute is the basis of consumer credit rights in the United States.
Fair Debt Collection Practices Act
This link will take you to a copy of The Fair Debt Collection Practices Act (FDCPA).
This statute was enacted in 1978 as part of the Consumer Credit Protection Act.
Its purpose is to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with a means for disputing and being sure that credit information reported is accurate.
US Legal Forms
This is a great company to deal with when it comes to getting a will online.  They also have thousands of other legal documents you can purchase and download online!  From wills and powers of attorney to real estate contracts and landlord leases, US Legal Forms has it all!  It's easy to use, and their products are the best in the business.  Call them at 1-800-820-3065 or go to uslegalforms.com.
(Receive Dave Ramsey's discount through this link.)
Zander Insurance Group
Zander understands the importance of term life insurance in a family's financial plan and is committed to provide you the most competitively priced programs available.
Having worked with Dave Ramsey listeners nationally for over 10 years, Zander will shop all the top companies to find you the best rate—without sacrificing personal service.  Their Disability and Identity Theft Protection Plans were exclusively designed for Dave Ramsey listeners to offer the broadest protections and avoid wasteful features.  Check out all their plans and rates at zanderinsurance.com or call them toll free at 1-800-356-4282.
Churchill Mortgage
Churchill Mortgage was the first sponsor for Dave's radio show, and they have served Dave's listeners with integrity and information since that day in 1993.  Watch Dave's video about the long relationship that has existed between Dave and Churchill Mortgage's owner, Mike Hardwick.  It's easy to see why so many of Dave's fans trust Churchill Mortgage with their home lending needs.  Call them today at 1-888-562-6200 or visit them on the web at Churchill Mortgage.
E-MEALZ: Mealtime Makeover
Makeover your mealtime!  E-MEALZ from MealtimeMakeover.com makes it possible to consistently stick to a grocery budget and get connected to your family around the dinner table!  Go to MealtimeMakeover.com to save money, save time, and simplify your life!  Enter coupon code DAVE for a new subscriber discount.
Gold Stash for Cash
Selling your unwanted gold, silver or platinum jewelry is a great way to build your emergency fund or pay off debt.  Gold Stash for Cash will pay you top dollar, and they'll treat you with respect.  Call them at 1-877-800-1077 or visit them online at GoldStashForCash.com.
Internet Safety with Safe Eyes
Safe Eyes is the leading family protection software for safe internet use.  Safe Eyes is both PC and Mac compatible, and it's now available for the iPhone and iPod Touch.
Safe Eyes features include web-filtering, time limits, instant messaging, social networking, program blocking, usage reporting and instant alerts.  Go to internetsafety.com and protect your family today.
Perk Street Cash Back Debit
The free checking account that helps you improve your financial life with cash back for using a debit card - not a high interest credit card.  Full FDIC insurance, the largest network of free ATMs in the US and 24 hour customer service.
North Star Games
Featuring games like Wits and Wagers, North Star Games does a great job of getting people to play together!  They also have a year-long replacement policy!  If anything becomes lost or damaged, they will send free replacements for a full year!  No questions asked—and no shipping or handling charges!  Just email them at [email protected].  That's it!


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